![]() Michael Kubosh is your FHA certified appraisal companyRest assured that Michael Kubosh is an FHA-approved appraisal firm in TX. If you have an FHA-mortgage, be sure to get with Michael Kubosh, as we are approved and certified to handle FHA appraisals. A certain amount of the periodic training our staff at Michael Kubosh completes deals precisely with comprehending the FHA's documentation and their rules and procedures. Be sure to contact Michael Kubosh if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-secured loan, it means it is backed by them. No part of the loan is provided by the FHA; what the FHA does is make sure that the loan is insured in case the borrower doesn't pay their loan. Accessible to all purchasers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely helpful to those consumers with less accessible funding. |